When you go from one easy stage of life to another tougher stage, it can be pretty tough. Especially because we can all get in a comfortable, easy, brainless routine.
I mean, think about your kids and their lives at school. It’s undoubtedly tough for them going from middle school to high school and then high school to college. Yes, it’s all exciting too. But it’s also stressful on you. They could be bullied or in physical sports as they go to high school. They begin driving, going out with friends, and become introduced to new scenes. They say nothing is easy in life, though. And that’s a straight up fact.
What about when your kids head to college, though? Finances start taking precedence over just your child’s safety, as they’re now an adult. You’re likely to help them out some (or possibly a lot) while they’re in college, so what if something were to happen to you on the job or even away from work? What if disaster strikes in a moment that you didn’t expect and yet you didn’t have a backup plan in the waits just in case?
Prevention issomething you can handle when it comes to your money and your family’s financial security, thankfully. During all the transitions for your kids, you’re able to do one important thing to help ensure your child is taken care of: you can purchase a disability insurance policy.
This may be something you’ve been putting off for quite some time, but we’re here to tell you that you shouldn’t wait any longer. Think of your kids. Some of (if not a lot or all) of their higher education may be paid by you. But if something were to happen to you that removed you from your work, how would they get by? How would they afford college without going severely into debt like so many of the kids in America today?
By being proactive right here and now and having a plan, you can prevent this sort of financial disaster. Because having a disability insurance policy will make sure that you are still paid during your disability’s extent, whether that’s short term or long term.
Even though your kids are becoming adults and will need to think of their own financial future, having an insurance policy to protect your income and the financial security of your family is needed. It’s not too late to act now and get your backup plan in order.